We offerfreeassistance in obtaining a loan from over13 banksin Poland. No stress and no wasted time.
Bank margins, loan origination fees, and other loan-related charges, insurance, installment amounts, and interest rates are all important—and these are just some of the many factors that must be taken into account when analyzing and selecting a loan. Based on our analysis, we propose the option that is most advantageous for the customer from an overall perspective—that is, based on all factors, rather than just one, such as the installment amount or the loan origination fee. Comparing offers costs nothing, and choosing the right one can result in significant savings.
We compare all the factors that affect the terms of a loan. We’ll check your creditworthiness and tell you how much you can borrow, compare loan offers from all banks and advise you on which loan to choose, explain the rules for obtaining a loan at each bank, help you fill out bank forms and gather the required documents, and negotiate the terms of your loan.
We help you choose the best loan. Among other things:
We start by thoroughly analyzing your financial situation. We precisely calculate your creditworthiness based on your income and your BIK credit history. Instead of wasting time visiting multiple banks in person, we compare current offers from over a dozen of Poland’s largest financial institutions in one place, filtering out the ones that are most accessible to you.
A good mortgage isn’t just about a low monthly payment. Our experts break down every offer into its individual components. We check the APR, the bank’s margin, the origination fee, insurance costs (bridge insurance, life insurance, property insurance), and the terms for early principal repayment. We show you the real costs in black and white, protecting you from financial pitfalls.
We take all the banking red tape off your shoulders. We help you fill out complex forms without any mistakes and compile all the technical and legal documentation for the property you’re buying (from the developer, housing cooperative, or seller). We submit mortgage applications simultaneously to 2–3 selected banks, giving you 100% security and an alternative in case one of them changes its terms.
We constantly monitor the process by which bank analysts review your applications. Leveraging Wilsons Nieruchomości’s market position, we negotiate a personalized reduction in the margin or commission on your behalf. Your advisor accompanies you to the bank to sign the final loan agreement, ensures that all terms are correct, and oversees the timely disbursement of funds to the seller.
Choosing a financing option is a decision that can have long-term implications. We’ll help you compare your options, understand the banks’ terms and conditions, and navigate the paperwork without unnecessary stress. Contact us to find out what kind of loan you’re eligible for.
Our assistance with selecting and processing your loan is completely free of charge for you. The bank where you ultimately decide to take out the loan covers our fees, which means you don’t incur any additional costs (our commission does not increase your loan’s monthly payments or interest rate).
We offer assistance in securing financing from more than a dozen of Poland’s largest banks. Instead of wasting time visiting each branch on your own, our Loan Expert will analyze all the options available on the market for you in one place. You can be confident that the offer you choose is objectively the best one.
Although we most often assist clients in obtaining mortgages to purchase an apartment, a house, a plot of land, or to build a property (with or without a down payment), our services go far beyond that. We also help clients obtain personal loans for any purpose, business loans, debt consolidation loans, and leases.
We believe that the cheapest loan isn’t just about low monthly payments. We always analyze the offer as a whole. We compare the total cost of the loan (APR), the origination fee, the bank’s margin, requirements for additional insurance (life or property), and the terms and costs of early principal repayment.
Of course, that’s how we start every partnership! During your first, no-obligation consultation, our Loan Expert will accurately calculate your borrowing capacity based on factors such as your regular income, monthly expenses, and BIK credit history. We’ll also explain how the down payment is calculated based on the value of the property you’re purchasing and advise you on how best to prepare for submitting your loan application.
You don’t have to worry about that. Working with Wilsons Real Estate means we take care of all the paperwork for you. We gather all the necessary property documentation (from the seller, developer, or housing cooperative), help you fill out bank applications correctly, negotiate terms on your behalf, and monitor the process until the contract is signed at the branch.
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